I hope not, i was really banking on them. anyone have a pre-qualification link for them? i tried to google one but all i get is one for mortag
wrote:
@Anonymous wrote:
My issue is not as much bad credit, it’s no credit, let me explain. Back in May I filed chapter 7, it discharged in August. Since then I have been trying to build my score. I’ve had a self lender account for 3 months but they are only reporting 1 payment, capital one turned me down, the SCT doesn’t work for me. I’m with NFCU, but I’m scared to apply for a CC just to get declined and have that inquiry on my reports. Any advice you have would be appreciated
my TU is 571
My EQ is 568
my EX is 550
I've read that NFCU is now wanting a year post BK, before they'll extend you credit of any kind. I'd go into a branch and talk to a representative directly, and see if you have any pre-qualification available.
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