I've got a serious late (30, 60, 90, 120) showing from CFNA/Firestone from early 2006. As anyone had any GW luck with them? They keep telling me there's no way the collection department will offer GW.
The problem came when I had the option of signing up for a promotion (six months same as cash or 90 days with a % discount) and I thought I opted for the six months. I had just moved and the post office entered the forwarding address wrong. Since I wasn't expecting to make a payment, I didn't think twice about it. So by the time I got the statements, I was already 120 days late. I then moved quickly to pay it off over the next 3 months.
Anyone have any advice other than being persistent with the GW attempts?