Any Ideas on how to fix my issue

[NewBreed]

I have 3 Collection/Charge off accounts i have PAID in FULL just recently, 2 were almost 1 year ago PIF and another one was PIF at the beginning of the year. I dont want these to show on my report anymore since ive paid them off in full.. i want my score to go up my fico is 623 and it sucks.

Help me... i want to remove these collections

[DaBears]

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@NewBreed wrote:

I have 3 Collection/Charge off accounts i have PAID in FULL just recently, 2 were almost 1 year ago PIF and another one was PIF at the beginning of the year. I dont want these to show on my report anymore since ive paid them off in full.. i want my score to go up my fico is 623 and it sucks.

Help me... i want to remove these collections

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Hi newbreed and welcome to the forums. I would send GW letters

[NewBreed]

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@DaBears wrote:

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@NewBreed wrote:

I have 3 Collection/Charge off accounts i have PAID in FULL just recently, 2 were almost 1 year ago PIF and another one was PIF at the beginning of the year. I dont want these to show on my report anymore since ive paid them off in full.. i want my score to go up my fico is 623 and it sucks.

Help me... i want to remove these collections

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Hi newbreed and welcome to the forums. I would send GW letters

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Hi thank you Dabears, what is GW letters and what will that accomplish - Keep in mind i paid all collections in FULL

[DaBears]

A good will letter is a simple request to have the derogatory information removed from your credit reports

[NewBreed]

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@DaBears wrote:

A good will letter is a simple request to have the derogatory information removed from your credit reports

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How can i get them?!

[guiness56]

You write it in your own words.  Make it fit your situation, be nice and polite and not demanding.

[NewBreed]

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@guiness56 wrote:

You write it in your own words.  Make it fit your situation, be nice and polite and not demanding.

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who do i write to?

[guiness56]

Send it to the ones reporting on your CR.  If it is a CA send it to them, if the OC send it to them.

Try to google the companies for CEOs, VPs, etc.