Credit Card Center Advertiser Disclosure†
09-05-2012 09:11 PM
ok guys here it goes.... what chance do i have of getting a collection for $904 from a tmobile account which was opened under my name four to five years ago? meaning i was a victim of false impersonation here in new york, i lost my wallet in 07 and some kid started using my identity, he got arrested after he was stoped in a car by cops and tried to use my license. i have all documentation to back this up even from a judge. that said in circumstances like this do i have a chance on winning a dispute with Ex, Eq, and Tu and getting it deleted????
09-06-2012 07:14 AM
09-06-2012 07:21 AM
If its due to fraud, and you have a police report, supporting docs, etc. I would dispute with all 3 CRAs saying that the account is not yours due to fraud and send copies of the docs supporting your claim. Should be an easy removal.
09-06-2012 08:39 AM
thanks for answering i already called equifax going to fax them the documents, then contact trans union. and here i was a fool ready to pay midland until i remembered that this happened to me a couple of years back hopefully they will remove this
09-12-2012 04:11 PM
Currently at the bar having a beer of celebration. As you guys know disputed my mildand due to fraud and today i called in and they told me they would be deleting!!!! Im sike because this is my last Baddie!!!! Thought thy would never delted the account was opened in 07 and i had no clue. Zync here i come!
09-12-2012 06:33 PM
Yesssssss noooo baddies!!!!
09-12-2012 06:40 PM
09-12-2012 06:41 PM
I did it!!!!!!!!!!!!!!!!!
09-12-2012 06:42 PM
I love u secure card
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.