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Any luck with Comenity Back post Bankruptcy?

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0REDSOX7
Valued Contributor

Any luck with Comenity Back post Bankruptcy?

Tried searching but haven't found anything definitive. Anyone have any luck with any Comenity branded cards (store cards or major) after a discharged bankruptcy?

I really want the Shell gas card because it has good rewards - and its all I use around here, but don't want to waste an inquiry.

Scores are in upper 600s and been discharged since February.

Thanks!
BK Discharge 2/11/14

Currently in the garden.
Message 1 of 7
6 REPLIES 6
justrock
Frequent Contributor

Re: Any luck with Comenity Back post Bankruptcy?


@0REDSOX7 wrote:
Tried searching but haven't found anything definitive. Anyone have any luck with any Comenity branded cards (store cards or major) after a discharged bankruptcy?

I really want the Shell gas card because it has good rewards - and its all I use around here, but don't want to waste an inquiry.

Scores are in upper 600s and been discharged since February.

Thanks!

I have several Comenity cards but I have been discharged since 2008.  My oldest Comenity is about 18 months so I got it around 1/2013- five years post discharge.  To be honest, I wasn't TRYING to get any new cards before then.  I stupidly thought I would be turned down until I found this forum.  I lived with nothing but a secured BOA card for five years before that.


Starting Score: 597
Current Score: TU 720 EQ 648
Goal Score: 750


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Message 2 of 7
0REDSOX7
Valued Contributor

Re: Any luck with Comenity Back post Bankruptcy?

Did you straight apply with them or use the shopping cart trick?
BK Discharge 2/11/14

Currently in the garden.
Message 3 of 7
justrock
Frequent Contributor

Re: Any luck with Comenity Back post Bankruptcy?

I just applied with them.  


Starting Score: 597
Current Score: TU 720 EQ 648
Goal Score: 750


Take the myFICO Fitness Challenge
Message 4 of 7
Anonymous
Not applicable

Re: Any luck with Comenity Back post Bankruptcy?

I haven't had no luck I do have 4credit cards never late one car
Message 5 of 7
Anonymous
Not applicable

Re: Any luck with Comenity Back post Bankruptcy?

I have 3- and my bk is less than 6 months.. all through shopping cart.  Don't risk a hard.. Smiley Tongue llol

Message 6 of 7
Anonymous
Not applicable

Re: Any luck with Comenity Back post Bankruptcy?

My mom has a bankrupty discharged in 2005. She was approved for Talbot and New York and Company. 

 

Of course this is after 9 years, but there you go if thats helpful

Message 7 of 7
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