Reply
Established Member
Posts: 19
Registered: ‎05-24-2011
0

Any luck with Macys Goodwills?

Hi Folks-- I've been goodwilling Macys for the life of me and they will not budge. I have a chargeoff from 2006. It is slated to come of Feb 2013, but I need it off sooner. Can you guys share your successful goodwill stories and tips?  I'm going to fight until I can't fight anymore.

 

Thanks in advance!

New Member
Posts: 6
Registered: ‎02-09-2012
0

Re: Any luck with Macys Goodwills?

Wow. I just came to these forums to research this as well. I have never written a GW letter before, but Macy's is my first destination since I have a 5 year old closed Macy's card with 120 late showing on there. I have read that calling their NAC department may help delete the lates from your credit history. This is what I am going to try to do first before sending out numerous GW letters.

Regular Contributor
Posts: 212
Registered: ‎01-09-2012
0

Re: Any luck with Macys Goodwills?

I recently was able to get Macy's agree to delete some late payments from my credit card history with them. I emailed them and explained what happened in my life to cause me to fall behind on payments (in my case it was attorney's fees for my divorce in 2009), they responded to my email with a number to call them, and the person who answered the phone got immediate approval from his supervisor to delete. They even faxed me a letter in writing saying that they would delete the lates for a specific timeframe.

 

I am going to PM both of you the email address and the phone number I called. Good luck!


Starting Scores: EQ 582 TU 584 EX 615 (FICO - Lender Pulled) 1/4/2012
Current Scores:EQ 632 TU 698 EX 669 (Lender Pulled) 3/17/2012
Goal Scores:700 club here we come!

Take the FICO Fitness Challenge
New Member
Posts: 2
Registered: ‎02-09-2012
0

Re: Any luck with Macys Goodwills?

I would love a pm for macys as well! I have ahd the acccount for 6 years with (3) 30 day lates

Established Member
Posts: 22
Registered: ‎10-25-2011
0

Re: Any luck with Macys Goodwills?

I was able to have Macy's remove a late payment 30 day over the phone. I called about 10 times in 5 months and finally got to a person who removed the history. The letters didn't help me but the phone calls did!

Score: 534 / TU: 748
Score: 562 / EX: 648
Score: 532 / EQ: 666
New Visitor
Posts: 3
Registered: ‎03-07-2012
0

Re: Any luck with Macys Goodwills?

Can you please PM me with the e-mail address as well? It would be greatly appreciated.

Regular Contributor
Posts: 176
Registered: ‎08-06-2008
0

Re: Any luck with Macys Goodwills?

Can I have a pm for the email also

Starting Score: 475
Current Score: 645
Goal Score: 700


Take the myFICO Fitness Challenge
New Member
Posts: 10
Registered: ‎04-30-2012
0

Re: Any luck with Macys Goodwills?

I have  CO with Macy's for a lousy $215 *hangs head in shame* I am debating contacting them, if they agreed I would pay it off immediately, heck I'll give them interest for any trouble I caused. But I'm worried they'll say no and it could impact any kind of dispute in the future, I'm in the process of disputing it now....I guess varify is the nice way to put it. It would save Macy's and I both the trouble, I pay and go away and they get their money and don't have to keep doing investigations.

New Member
Posts: 2
Registered: ‎05-06-2012
0

Re: Any luck with Macy's Goodwills?

Don't feel bad, I also have Macy's for a lousy $219 from 2007 and Bloomingdale's for $571.  That's about when life fell apart.   Now I'm trying to recover.  Please PM the number as well, not sure what the best approach would be..I was thinking about a settlement offer letters in exchange for a delete or just simply giving them a call to negotiate.  Would this be two separate calls...I believe they are the same bank.


Starting Score: 590
Current Score: 583 after two recent inquiries that led to Approval's with NFCU and ORCHARD BANK both Unsecured
Goal Score: 650


Take the FICO Fitness Challenge
Member
Posts: 15
Registered: ‎07-05-2012
0

Re: Any luck with Macys Goodwills?

Hi there,

Would you mind PM'ing me the Macys phone number and email that you used as well?  Thanks so much. 


Starting Score: TU 604 (07/05/2012, myfico pull)
Current Score: EX 704 (04/03/2013, Credit Sesame pull) EQ 710(03/31/2013, Credit Inform pull)
Goal Score: All CB 750 (07/05/2013)


MY WALLET: AMEX BCE 10.5 K | CapOne Venture Rewards 5 K | CapOne Journey Student Rewards 0.75K | CapOne Platinum Secured 0.45K

Take the FICO Fitness Challenge



Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.