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Any member of Navy Fed CU want to Adopt me?

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proudnavymom
Regular Contributor

Re: Any member of Navy Fed CU want to Adopt me?

I could be wrong, but I think the sponsor has to be a member of your immediate family and be affiliated with some branch of the armed forces somehow, but I don't think they have to live in your household.
Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 31 of 36
drcc2013
Valued Member

Re: Any member of Navy Fed CU want to Adopt me?

but do they have to be a member of nfcu

Message 32 of 36
proudnavymom
Regular Contributor

Re: Any member of Navy Fed CU want to Adopt me?

Yes, I think so
Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 10/19/2018 FICO 671 EQ 12/21/2018 FICO 614 EX 5/31/2014 FICO 658
Goal Scores 700 across the board
Message 33 of 36
ktl72455
Valued Contributor

Re: Any member of Navy Fed CU want to Adopt me?

I have a freind who's grandfather served but was done when the war was done and he cant join ...but i spoke with them and he can join as a member of my household, he has to have a utility in his name and they said he had to have lived here at least 6months.

I have a polebarn set on a seperate meter for elect and the bill runs 20.00 a month. I though about putting him on the electric bill but I am not sure since it says polebarn and not residental lol!!   Not sure if that matters or not since maybe we converted the pole barn to a home?? 

NFCU is worth any Hard pulls and any hoops you need to jump through!!

My understanding is that aunts and uncles dont qualify you to join through them... is that still correct? Unless you live with them.

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 34 of 36
CashOnDelivery
Established Contributor

Re: Any member of Navy Fed CU want to Adopt me?

Use the eligibility wizard to find out:

 

 

https://www.navyfederal.org/about/eligibility-checklist.php


2010: 475 EQ 2011: 503 EQ 2012: 600 EQ2013:632 EQ
Starting Score: 634 EQ-3/13/13
Current Score: 706 EQ-8/29/13 703 EX-7/12/13 705 TU-8/9/13
Goal Score: 700

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Message 35 of 36
guiness56
Epic Contributor

Re: Any member of Navy Fed CU want to Adopt me?


@proudnavymom wrote:
I could be wrong, but I think the sponsor has to be a member of your immediate family and be affiliated with some branch of the armed forces somehow, but I don't think they have to live in your household.

Two different things.  Immediate family members is one way to be eligible or household members is another.  Household member can be a friend but they do have to reside with you and be on a bill with you.

Message 36 of 36
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