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Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
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Re: Any member of Navy Fed CU want to Adopt me?

I actually tried to join Army. Took the test (99 percentile) but failed the physical. I have bad hearing. It sometimes irks me the benefits vets can't that I can't. I tried to join, they just didn't want me :smileysad:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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westo12
Posts: 579
Registered: ‎07-20-2008
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Re: Any member of Navy Fed CU want to Adopt me?

I just discovered a NFCU ATM machine at the Walgreen's a couple blocks from my home today!  Doesn't that qualify me as able to join, since there is an ATM in my neighborhood?? :smileyhappy:

2014 Starting-618, current TU638 (DiscTU 8/20) / Ending Goal score: 720 / 26 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 17885/28512 | reported Revolving Bal/Lim: 12475/21082=59%util.

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DaveSignal
Posts: 2,096
Registered: ‎07-29-2011
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Re: Any member of Navy Fed CU want to Adopt me?


westo12 wrote:

I just discovered a NFCU ATM machine at the Walgreen's a couple blocks from my home today!  Doesn't that qualify me as able to join, since there is an ATM in my neighborhood?? :smileyhappy:


There are NFCU branches all over the place.  It is the largest credit union in the United States.  All more the reason that if someone wanted it bad enough, they could find someone to live with for 6 months.  If the real goal is a high-limit credit card, it would take at least 6 months to get your FICO to a level that they would approve anyway.

EX:694 TU:744 EQ:709
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
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Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
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Re: Any member of Navy Fed CU want to Adopt me?

I called them tonight. They said there was no requirement for a certain length of time for the roommate to live with ya to be eligible. They need to show proof of residency such as drivers license, energy bill, phone bill etc with your address on it.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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westo12
Posts: 579
Registered: ‎07-20-2008
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Re: Any member of Navy Fed CU want to Adopt me?


DaveSignal wrote:

westo12 wrote:

I just discovered a NFCU ATM machine at the Walgreen's a couple blocks from my home today!  Doesn't that qualify me as able to join, since there is an ATM in my neighborhood?? :smileyhappy:


There are NFCU branches all over the place.  It is the largest credit union in the United States.  All more the reason that if someone wanted it bad enough, they could find someone to live with for 6 months.  If the real goal is a high-limit credit card, it would take at least 6 months to get your FICO to a level that they would approve anyway.


I didn't say branch, I said ATM.  There is not one anywhere near where I live. And no one said anything about a credit card.  Does anyone read anymore?

2014 Starting-618, current TU638 (DiscTU 8/20) / Ending Goal score: 720 / 26 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 17885/28512 | reported Revolving Bal/Lim: 12475/21082=59%util.

**IN the garden until I get some auto CLI's on major accts**
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Valued Contributor
DaveSignal
Posts: 2,096
Registered: ‎07-29-2011
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Re: Any member of Navy Fed CU want to Adopt me?


Duncanrr wrote:
I called them tonight. They said there was no requirement for a certain length of time for the roommate to live with ya to be eligible. They need to show proof of residency such as drivers license, energy bill, phone bill etc with your address on it.

Awesome.  So it is nearly immediate (my first assumption).  Did you call your buddy?  Is he a member already?

EX:694 TU:744 EQ:709
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
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llecs
Posts: 32,881
Registered: ‎08-04-2007
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Re: Any member of Navy Fed CU want to Adopt me?

I joined over a year ago, but in my case I was adopted by NFCU. They bought out my CU. Keep an eye on their news section and also the NCUA's website. Seems like there's also a publication like CU Times, maybe? Anyway, keep an eye out and maybe they'll take over another CU again one day.

 

Side note, and OT, but I got a call from NFCU last month. They wanted me to meet with them to discuss my experiences with a particular branch and provide them my feedback as a customer. They paid me $100 last week to sit with other folks in a focus group and discussed everything from customer service, lighting at the branch, ATM usage, location, branch management, etc. NFCU is #1 because banks like BofA would never ever never host a focus group to talk about your banking experiences with them.

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llecs
Posts: 32,881
Registered: ‎08-04-2007
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Re: Any member of Navy Fed CU want to Adopt me?

[ Edited ]

westo12 wrote:

DaveSignal wrote:

westo12 wrote:

I just discovered a NFCU ATM machine at the Walgreen's a couple blocks from my home today!  Doesn't that qualify me as able to join, since there is an ATM in my neighborhood?? :smileyhappy:


There are NFCU branches all over the place.  It is the largest credit union in the United States.  All more the reason that if someone wanted it bad enough, they could find someone to live with for 6 months.  If the real goal is a high-limit credit card, it would take at least 6 months to get your FICO to a level that they would approve anyway.


I didn't say branch, I said ATM.  There is not one anywhere near where I live. And no one said anything about a credit card.  Does anyone read anymore?



Dave brought up a good point though....most people on here join for their high limit CCs or loan products. And you don't need a branch to join. You can make deposits from home [or the ATM].

Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
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Re: Any member of Navy Fed CU want to Adopt me?


DaveSignal wrote:

Duncanrr wrote:
I called them tonight. They said there was no requirement for a certain length of time for the roommate to live with ya to be eligible. They need to show proof of residency such as drivers license, energy bill, phone bill etc with your address on it.

Awesome.  So it is nearly immediate (my first assumption).  Did you call your buddy?  Is he a member already?


I already put in the text :smileyhappy:


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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2NE1
Posts: 999
Registered: ‎12-06-2011
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Re: Any member of Navy Fed CU want to Adopt me?


Duncanrr wrote:
I called them tonight. They said there was no requirement for a certain length of time for the roommate to live with ya to be eligible. They need to show proof of residency such as drivers license, energy bill, phone bill etc with your address on it.

 Awesome news! I was wondering what I needed to do! I found out last week that my aunt is a member thru her husband. Guess I gotta get my cell phone statements be sent to her address. 


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Current Score: 595 EQ SW 1/10/13 628 TU08 1/10/2013 593 EX (BoA HP) 1/5/12
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