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I finished an auto loan last year, with good clean payment history over 5 years. Currently just have student loan which will be paid off by Fall. I would like to get a small personal loan, $2k or even less if possible, so I can have an active installment loan on my reports and keep my score going up after the initial hit. I don't need the money. I would use the loan itself to pay it off and don't mind the interest accrued since it will be a small amount anyway for such a small loan. It's worth the money to keep my score going up in the long term. 20% APR on a $1500 loan is nothing.
Any recommended lenders who definitely report to the 3 credit agencies? I'm not gonna waste my time with those no credit check 50% APR scammy useless types that don't wouldn't even report my loan on record.
Thanks!