Any success stories of dismissing/vacating judgments?

[Mike_B03]

Has anyone ever tried to negotiate to pay a judgment in full in exchange for dismissal/vacating the judgment? And if so, were you also able to remove it off the credit reports once it was vacated?

[guiness56]

Call the creditor or the attorney and ask them if they will.  Yes, it can and has been done.

[Mike_B03]

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@guiness56 wrote:

Call the creditor or the attorney and ask them if they will.  Yes, it can and has been done.

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I will if it ends up showing up on my credit report. If not, I prefer to just make the monthly payments we've agreed to since interest is not accruing anymore.

[admise78]

The only person that can vacates or dismiss a judgment is a judge after a hearing for a motion to vacate or dismiss is filed by the plaintiff or the defendent in that particular case.  The judge grants the motion to vacate or dismiss the judgment.