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Did some searching for you, and the results are looking bleak. A lot of others with the same question, over the past years, unanswered. May want to google for it.
Not to steal OP's thunder, but regarding an auto tradeline, if it's not being reported to all three bureau's, is that bad? And if so, do you talk to the bank or the bureau?
Also did some searching because I have an older tradeline for an auto from Santander that had a 30 day late on it only reporting on TU, and it seems like some people were able to GW it off, but I have come up short on that as well...I guess my only consolation is it was a couple years ago and only shows up for TU.
@Anonymous wrote:Not to steal OP's thunder, but regarding an auto tradeline, if it's not being reported to all three bureau's, is that bad? And if so, do you talk to the bank or the bureau?
Also did some searching because I have an older tradeline for an auto from Santander that had a 30 day late on it only reporting on TU, and it seems like some people were able to GW it off, but I have come up short on that as well...I guess my only consolation is it was a couple years ago and only shows up for TU.
Not all creditors report to all the bureaus. Each report cost them money.
A 30 day over two years ago isn't doing anything to you.
Thanks, that's reassuring, now I can focus on card utilization since I have no negatives.