I have been cleaning up my credit report and have a charge off from 4.2010 in the amount of 255 from Vonmaur.
It has not been placed in collections but shows up as a charge off. It will remain on my report for another 3 years and since it is such a small amount, I would love to PFD.
Has anyone had sucess writing VonMaur a letter asking for a PFD? Thanks!