Credit Card Center Advertiser Disclosure

Regular Contributor
Posts: 201
Registered: ‎08-19-2012
0 Kudos

Anyone delt with Credit Collection Services?

This last collection($250) on my credit report(it's only on Transunion), it's been on my report since 2007. Dispute with the CRA, it came back verified within 72 hours.

I called them and they mention the e-mail Tranunion sent them, just mentioning past contact. I ask if they do PFD, they stated they do, but they don't mail anything beforehand. They will only mail me something after I pay.

Has anyone had any luck with them, with this route?

Does anyone have an address besides the Needham, MA PO Box, or any e-mail addresses?

Should I just say forget it....with my limited credit past, even with this collection my credit score is 650, 620...after I did an app spree....

Thanks in Advance

Chase Southwest $5000 - November 2012 Wal Mart $1000 - November 2012 NFCU Visa $5,000 - Sept 2012 NFCU NavCheck $3,000 - October 2012 Amazon $900 - Aug 2012 Kay's Jewlery $2700 - Aug 2012 Buckle $250 (Shopping cart trick) - October 2012 Roaman's $250 (Shopping cart trick) - October 2012 Capital One Secured $225 - April 2012 Capital One Platinum $2500 - July 2012
Valued Member
Posts: 25
Registered: ‎03-22-2012
0 Kudos

Re: Anyone delt with Credit Collection Services?

Had an account with them paid it and within 30 days it was gone
New Contributor
Posts: 61
Registered: ‎01-27-2012
0 Kudos

Re: Anyone delt with Credit Collection Services?

lswcredit wrote:
Had an account with them paid it and within 30 days it was gone

I wish I was so lucky. I paid at the beginning of this year (prior to knowing about a PFD) and its still lingering on my reports. Ive sent GW's since then but not luck so far.

Starting Score: EQ 489 1/2012 TU 493 1/2012
Current Score: EQ 547 5/2012 TU 562 5/2012
Goal Score: 700

Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.