So, I have a pathetic whopping thirty-six dollars, yes $36, on my Kay's account, that I forgot to pay a few years back. Well, wonderful Kay's has been religiously updated my report as 120+ days late every month since 2005 when I went late on the $36. Has anyone had any luck GW Kays? I mean, I would hope they would be alittle sympathetic being it is $36 and not $3600 or something crazy like that. 