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Established Member
thehock22
Posts: 15
Registered: ‎08-20-2012

Anyone had success Good Willing lates w/ Santander Consumer????

Hello everyone,

 

Has anyone had success getting lates removed with Santander?  I sent a good will letter (to their PO Box) and email to the office of the president and got no response.  Any help would be much appreciated!!

Established Contributor
westo12
Posts: 564
Registered: ‎07-20-2008

Re: Anyone had success Good Willing lates w/ Santander Consumer????

If they are accurate lates, I haven't read where they've given GW adjustments.  Their mistake? I've seen a few people here with success.  

 

I have a few I'd love to gw away, but they are accurate, doubt those will go anywhere. :/

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**
Established Member
thehock22
Posts: 15
Registered: ‎08-20-2012

Re: Anyone had success Good Willing lates w/ Santander Consumer????

Some of them, yes are accurate.  However, two lates this past summer are not.  I also noticed on my credit reports that almost all of the lates aren't consistent for all 3 burueas.  Some lates are reported to one agency (other two are ok) and then 2 agencies will show lates (and the other wouldn't).  That seems a little odd to me.

Established Contributor
westo12
Posts: 564
Registered: ‎07-20-2008

Re: Anyone had success Good Willing lates w/ Santander Consumer????

I have the exact same prob.  Reporting 6/5/4 depending on the cb.  I would call their credit reporting dept and discuss those 2 from last summer.

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**
Established Member
thehock22
Posts: 15
Registered: ‎08-20-2012

Re: Anyone had success Good Willing lates w/ Santander Consumer????

The simple fact that I've paid them 1000's of dollars in interest should be enough for them to be like, "you know what, you're right". Having them as my note holder has def taught me how important credit really is.
Valued Member
changeisvital
Posts: 45
Registered: ‎12-05-2012

Re: Anyone had success Good Willing lates w/ Santander Consumer????

Did you have any luck with this?


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Current Score: 520 (01-06-2013)
Goal Score: 680


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Established Contributor
westo12
Posts: 564
Registered: ‎07-20-2008

Re: Anyone had success Good Willing lates w/ Santander Consumer????

Shogun (mod) said that she has had success with them.  I haven't. :/ But I'm still trying!

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**

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