Rebuilding Your Credit

[mmmlive1999]

I have a paid collection with Equinox from 09, I have sent out my first round of GW letters 3 weeks ago and have received no word.When I called the rep said they don't delete. Has anyone got them to respond to a GW? What should I do if they don't talk to me?

[NewbieReed]

Is this Equinox Financial Management Collection with address in Illionois? If so.....

I just settled a debt with Equinox -- they were not reporting as they were the "local CA" that was assigned from another CA. We settled the debt for 1600 from over $6500. They were very nice. I would keep trying to reach them. Have u tried e-mailing? Its a generic e-mail @efmsi.com . PM me for the deets.

 If not, then please disregard this post .... LOL

Good luck! 

[mmmlive1999]

I think this is a different Equinox. They have a Tulsa, OK. Address. Thanks though.

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NewbieReed wrote:

Is this Equinox Financial Management Collection with address in Illionois? If so.....

I just settled a debt with Equinox -- they were not reporting as they were the "local CA" that was assigned from another CA. We settled the debt for 1600 from over $6500. They were very nice. I would keep trying to reach them. Have u tried e-mailing? Its a generic e-mail @efmsi.com . PM me for the deets.

 If not, then please disregard this post .... LOL

Good luck! 

---

[mmmlive1999]

BUMP

[Shogun]

Send it again, maybe look for someone up the ladder that can do more than a front line CSR.

[RickyRay]

Yes, In Tulsa, Oklahoma. They have been horrible to me! I was a victim of ID theft, some one opened a bank account in my name and stiffed over $750 on it.

They have been trying to make me pay for it anyway. I have police reports and everything, But they dont care, and demanded that I pay it or they would really

do bodily harm to my credit score, even threatend to go after my social security check, and take everything I own, this is an awful company. They have no hart

what so ever. They cought the guy who did this, he was an illegal mexico person, he has been deported back to where he came from. Still this company dont care

and is very ruthless. I had to change my Phone# and keep it unlisted, I told them to stop calling me but that did not work either. I live in wisconsin and never

lived in tulsa. they claim i have, they have argued with me on every level about this. I hope that no one ever has to deal with these poeple. They are very

evil!! This was done in 2009, I will just half to wait till this falls off my report. Oklahoma law on the statute of limitations has expired on collecting this by law,

Ofcorse they can report it for the 7 years on the CAs. But nothing stops this company. The cematary where my late wife is burried has Equinox collection bills

in the post box where people post comments etc. This company keeps billing dead people to. Anyway, I hope that no one has to ever deal with them. They are

crooks and horrible people.