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PFD, very unlikely...
If you go to war with them, you may get it deleted. Pay or settle with them first..Read up on these forums about PRA.
My lone remaining collection is with them. It is scheduled to fall off at the end of this year so I'm out of the SOL. I think it's important that the SOL has expired before attempting to do anything with PRA. I'm currently requesting for verification from all CRA regarding erroneous report from PRA on my report. Things such as account type and date opened. Of course, as usual, PRA is trying their best to make my life more miserable by continuously updating my account bi-weekly. They offered to settle but I refused unless I can get a PFD. Anyway, will update if any of my strategies work out.