Credit Card Center Advertiser Disclosure

Reply
Frequent Contributor
Posts: 314
Registered: ‎09-17-2013
0 Kudos

Anyone used Springstone Patient Financing?

Hi folks,

 

I have to have a lot of dental work done, and my dentist uses Springstone. Has anyone used them before? I'm wondering if anyone knows which bureau (or bureaus) they pull from, and whether they're willing to approve people with scores in the 600s and some baddies in the past 1-2 years. (Mine right now are 676 EX, 647 EQ, and 680 TU)

 

I tried some of the sites that show credit pulls and results, but they didn't have Springstone (my dentist unfortunately doesn't use Care Credit).

 

Thanks so much for any insight!

Starting score 3/30/13: 570s across the board
As of 3/14/17: EX 722 | EQ 780 | TU 779

CSR 34K | Citi Dividend 3.9K | Barclay Rewards MC 15K | DCU Plat Visa 10K | Amex SPG 24K | Amex PRG NPSL | Amex Green NPSL | Amex EveryDay 4.5K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Frequent Contributor
Posts: 314
Registered: ‎09-17-2013
0 Kudos

Re: Anyone used Springstone Patient Financing?

Bumping this up for today - anybody have any experience with Springstone?

Starting score 3/30/13: 570s across the board
As of 3/14/17: EX 722 | EQ 780 | TU 779

CSR 34K | Citi Dividend 3.9K | Barclay Rewards MC 15K | DCU Plat Visa 10K | Amex SPG 24K | Amex PRG NPSL | Amex Green NPSL | Amex EveryDay 4.5K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Frequent Contributor
Posts: 314
Registered: ‎09-17-2013
0 Kudos

Re: Anyone used Springstone Patient Financing?

Bump - anyone know anything about Springstone?

Starting score 3/30/13: 570s across the board
As of 3/14/17: EX 722 | EQ 780 | TU 779

CSR 34K | Citi Dividend 3.9K | Barclay Rewards MC 15K | DCU Plat Visa 10K | Amex SPG 24K | Amex PRG NPSL | Amex Green NPSL | Amex EveryDay 4.5K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Frequent Contributor
Posts: 314
Registered: ‎09-17-2013
0 Kudos

Re: Anyone used Springstone Patient Financing?

One last bump - I did find another post about Springstone but it was a bit dated and didn't have any info about which bureau they pull. Tried another sites database of credit pulls but no hits for Springstone. If no one replies to this one I'll let it die - thanks in advance to anyone who can help.

Starting score 3/30/13: 570s across the board
As of 3/14/17: EX 722 | EQ 780 | TU 779

CSR 34K | Citi Dividend 3.9K | Barclay Rewards MC 15K | DCU Plat Visa 10K | Amex SPG 24K | Amex PRG NPSL | Amex Green NPSL | Amex EveryDay 4.5K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Frequent Contributor
Posts: 345
Registered: ‎09-23-2013
0 Kudos

Re: Anyone used Springstone Patient Financing?

im willing to bet that for comenity all your scores would probably get you approved. I'd venture that they'll pull experian but I can't make any promises there.

some textsome textsome textsome textsome textsome textsome textsome textsome text>some text
Frequent Contributor
Posts: 314
Registered: ‎09-17-2013
0 Kudos

Re: Anyone used Springstone Patient Financing?

Thanks! Definitely helpful, and I'll make my last post on this thread be an update about which bureau they pull for me when I go for it.

Starting score 3/30/13: 570s across the board
As of 3/14/17: EX 722 | EQ 780 | TU 779

CSR 34K | Citi Dividend 3.9K | Barclay Rewards MC 15K | DCU Plat Visa 10K | Amex SPG 24K | Amex PRG NPSL | Amex Green NPSL | Amex EveryDay 4.5K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.