cancel
Showing results for 
Search instead for 
Did you mean: 

Anyone with GW success at Citi Mortgage?

tag
Aspireto850
Established Contributor

Anyone with GW success at Citi Mortgage?

Hi,

 

Has anyone had success via email, snail mail or phone with GW adjustments with Citi Mortgage? I have a few 30 days lates from back in 2008/2009 that I'd like to get deleted.

 

 

 









Message 1 of 2
1 REPLY 1
Dapper_Dan
Contributor

Re: Anyone with GW success at Citi Mortgage?

Not unless you had a legitimate reaon.  For instance, change of address caused late payments due to lack of statements, etc...

 

Citi took over my mortgage from ABN-AMRO and Citi has been very agressive in doing whatever it takes to make things difficult.  I think they want me to default just so that they can shake me out of my house.

 

Rant aside, a letter asking for complete GW for all lates is asking a lot.  Maybe ask for GW on the 3 most recent and then tell them that you appreciate their judgement in the matter, even if they are only able to GW just one.

4/2012 **Paid off 60 month car loan in 60 months**
6/11/2012 500 Auto EQ (CarMax)
7/2012 **Paid off 60 month VW car loan in 32 months**
8/13/2012 584 TU myFICO
8/16/2012 577 EQ myFICO
8/18/2012 **New $500 CC from WalMart** (1st CC since 2008)
8/19/2012 **New $200 CC from Capital One** (2nd CC since 2008)
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.