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Valued Member
Posts: 115
Registered: ‎04-30-2012
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App Spree After BK7 Discharge

Hello Keep in mind my Bk was discharged 6 days ago for 4 Million in debt also my income is 483,000.00


My Scores: 477 TU 515 EX 493 EQ


I guess some creditors don't blacklist 


Bloomingdales/DSNB - $800.00

WFNNB/Pottery Barn - $1,200.00

Capital One Visa (Wife) - $1,000.00 

Zales/Citi - $2,000.00 

GECRB/ Lord & Taylor (Wife) $600.00


AND the Best of all !!!!


Amex/Costco 4,000 In-Store 


Feels good to be wanted again!!!


Who else do u prefer for Bankruptcy 

Moderator Emeritus
Posts: 14,122
Registered: ‎04-15-2011
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Re: App Spree After BK7 Discharge

Congrats on your recovery!!!   

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Posts: 6
Registered: ‎05-28-2008
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Re: App Spree After BK7 Discharge

Good job on your App Spree nicholasc77. I just got out of a BK7 myself in March of this year.  I'm wondering if anyone knows a lender that will give a line of credit with low credit scores?  I'm in the process of rebuilding my credit and really need a loan right now.  My credit scores are: TU 598, EX 568, EQ587.  This is a big jump from April, all were in upper 400's to low 500's.


Can someone help me with this question?




Valued Member
Posts: 115
Registered: ‎04-30-2012
0 Kudos

Re: App Spree After BK7 Discharge






Credit One 

Capital One



Please Apply online and let me know limits. I promise u will get approved for all. Please keep me posted 




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