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I've been sending GW letters intermittently since 2009, when I paid an old charged off 180 day+ late cc (charged off in 2007). Always got the same response, reporting correctly, can't delete, etc. HOWEVER, on 7/18/12, I sent a very intimate letter detailing how I live in a horrible neighborhood with my children (which any creditor can see by googling based on my currently reported addresses) and how it was my goal to get them out into a home of our own within the next year.
I went to check the status of a EXP dispute I did that was scheduling to clear and low and behold, my Applied Bank account was gone!! I firmly believe it was this wholehearted and humble letter than caused this.
BUT I will believe it's for real when it comes off my TU, the only other bureau it was reported to. Any day now right??
Where did you send the letter for the Applied Card Bank? I paid off my card over a year ago, and my finance company stated that I need it to be deleted before I can get a home loan. I just got off of the phone with a woman, who stated that it showing that it has been paid, and that is all that they can do. I am in the same situation as you, with the bad neighborhood, and want to get my kids out of there ASAP. Any help is greatly appreciated. Thanks!
Just pm'd you!
Could you please PM the info as well. I would greatly appreciate it!!!
@diveforfun97 wrote:Could you please PM the info as well. I would greatly appreciate it!!!
sent!
You are awesome....thanks!
Ooh, can you PM me the info as well? I keep getting letters returned or ignored! Thanks!
@webs0082 wrote:Ooh, can you PM me the info as well? I keep getting letters returned or ignored! Thanks!
Sent!
Hi there ~
Could you please send the contact info to me as well? I would greatly appreciate it. And Congrats!