Reply
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Applied Bank GW Success!!

[ Edited ]

I've been sending GW letters intermittently since 2009, when I paid an old charged off 180 day+ late cc (charged off in 2007). Always got the same response, reporting correctly, can't delete, etc.  HOWEVER, on 7/18/12, I sent a very intimate letter detailing how I live in a horrible neighborhood with my children (which any creditor can see by googling based on my currently reported addresses) and how it was my goal to get them out into a home of our own within the next year.

 

I went to check the status of a EXP dispute I did that was scheduling to clear and low and behold, my Applied Bank account was gone!!  I firmly believe it was this wholehearted and humble letter than caused this.  

 

BUT I will believe it's for real when it comes off my TU, the only other bureau it was reported to.  Any day now right?? :smileyhappy:

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Applied Bank GW Success!! I think... :)

Applied Bank GW success, after all! They sent me a letter that said they would be glad to give me a courtesy deletion of this acct from all of the bureaus and that it would take 30-60 days but it is already off all. Love it.
2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
New Member
ch4527
Posts: 2
Registered: ‎08-09-2012

Re: Applied Bank GW Success!! I think... :)

Where did you send the letter for the Applied Card Bank?  I paid off my card over a year ago, and my finance company stated that I need it to be deleted before I can get a home loan. I just got off of the phone with a woman, who stated that it showing that it has been paid, and that is all that they can do. I am in the same situation as you, with the bad neighborhood, and want to get my kids out of there ASAP. Any help is greatly appreciated. Thanks!

Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Applied Bank GW Success!! I think... :)

Just pm'd you!

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Regular Contributor
diveforfun97
Posts: 234
Registered: ‎01-10-2008

Re: Applied Bank GW Success!! I think... :)

Could you please PM the info as well. I would greatly appreciate it!!!



Starting Score: Aug 10 1, 2012 EQ 591 TU 541 EX ???
Current Score: EQ 591 TU 541 EX ???) Goal Score: 700


Take the FICO Fitness Challenge
Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Applied Bank GW Success!! I think... :)


diveforfun97 wrote:

Could you please PM the info as well. I would greatly appreciate it!!!


sent!

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Regular Contributor
diveforfun97
Posts: 234
Registered: ‎01-10-2008

Re: Applied Bank GW Success!! I think... :)

You are awesome....thanks!



Starting Score: Aug 10 1, 2012 EQ 591 TU 541 EX ???
Current Score: EQ 591 TU 541 EX ???) Goal Score: 700


Take the FICO Fitness Challenge
Established Member
webs0082
Posts: 12
Registered: ‎01-26-2012

Re: Applied Bank GW Success!! I think... :)

Ooh, can you PM me the info as well? I keep getting letters returned or ignored! Thanks!

Established Contributor
westo12
Posts: 578
Registered: ‎07-20-2008

Re: Applied Bank GW Success!! I think... :)


webs0082 wrote:

Ooh, can you PM me the info as well? I keep getting letters returned or ignored! Thanks!


Sent!

2014 Starting-618, current TU617/EX653/EQ600 (WalmTU 7/7,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 2/30 day auto lates almost 2yrs old /reported Install Bal/Lim: 27238/36512 | reported Revolving Bal/Lim: 12806/20532=62%util.

**IN the garden until I get some auto CLI's on major accts**
Member
Momma3
Posts: 9
Registered: ‎08-20-2012

Re: Applied Bank GW Success!!

Hi there ~

 

Could you please send the contact info to me as well?  I would greatly appreciate it.  And Congrats!  :smileyhappy:

Momma3
Starting scores 7/30/12 (EQ 585, TU 611, EX 623)
Goals - 700+ for all three :smileyhappy:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+