07-31-2012 05:58 PM - edited 08-14-2012 03:52 PM
I've been sending GW letters intermittently since 2009, when I paid an old charged off 180 day+ late cc (charged off in 2007). Always got the same response, reporting correctly, can't delete, etc. HOWEVER, on 7/18/12, I sent a very intimate letter detailing how I live in a horrible neighborhood with my children (which any creditor can see by googling based on my currently reported addresses) and how it was my goal to get them out into a home of our own within the next year.
I went to check the status of a EXP dispute I did that was scheduling to clear and low and behold, my Applied Bank account was gone!! I firmly believe it was this wholehearted and humble letter than caused this.
BUT I will believe it's for real when it comes off my TU, the only other bureau it was reported to. Any day now right??
08-04-2012 12:48 AM
08-09-2012 12:48 PM
Where did you send the letter for the Applied Card Bank? I paid off my card over a year ago, and my finance company stated that I need it to be deleted before I can get a home loan. I just got off of the phone with a woman, who stated that it showing that it has been paid, and that is all that they can do. I am in the same situation as you, with the bad neighborhood, and want to get my kids out of there ASAP. Any help is greatly appreciated. Thanks!
08-10-2012 07:04 AM
Could you please PM the info as well. I would greatly appreciate it!!!
08-20-2012 09:09 PM
Hi there ~
Could you please send the contact info to me as well? I would greatly appreciate it. And Congrats!
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