Apply now or wait?

[Bankermeister]

Hello all.  New to forum. 

I have been rebuilding my credit since 2007.  FICO (EF) was 532 in 2009, now 682.  I am in a position to apply for additional credit.  Currently I have one CC with $300 limit.  Really don't need the credit, but think it might be useful in the quest to rebuild.  My apprehension in applying is that my employer/employment information may become available to other creditors, some of which I may still owe.  I have 3 CA accounts that I am presently trying to PFD.  I do not want to be bothered with collection calls at work.  Should I wait, or go for it?

[doc101]

apply for new credit only if you really need it. the last thing you want or need is an inquiry on your report(s)........only apply if you really really need it