Rebuilding Your Credit

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bobbittle
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bobbittle
Posts: 3
Registered: ‎08-25-2010

Approved - Kay Jewlers

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‎08-27-2010 02:29 PM - edited ‎08-27-2010 02:31 PM

Was approved for Kay Jewlers card last night, $3200 CL.

 

Had the following on my report:

 

TU Score - 633

Utilizaltion - 70% (before)

Lates - numerous 30, 60, 90, a few 120, a few 150

 

It will bring my AAoA down some, but I think it will be for the better overall.

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RobertEG
Posts: 14,723
Registered: ‎03-19-2007

Re: Approved - Kay Jewlers

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‎08-27-2010 09:46 PM

Yes, as long as you are not seduced by the new line of credit, and begin builidng balances.

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benben7
Posts: 116
Registered: ‎08-10-2009

Re: Approved - Kay Jewlers

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‎08-30-2010 05:32 AM

 

Hello RobertEG,


What do you mean when you say "begin building balances." I was recently approved for a 2000.00 credit with Kay as well. Thanks.


 

Starting Score: TU 675 EX 643
Current Score: TU 702 EX 677
Goal Score: TU 730 EX 730

Take the FICO Fitness Challenge
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gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Approved - Kay Jewlers

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‎08-30-2010 06:20 AM

It will help with utilization until you start building balances...  geared towards the op

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
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