New Visitor
Posts: 3
Registered: ‎08-25-2010

Approved - Kay Jewlers

[ Edited ]

Was approved for Kay Jewlers card last night, $3200 CL.


Had the following on my report:


TU Score - 633

Utilizaltion - 70% (before)

Lates - numerous 30, 60, 90, a few 120, a few 150


It will bring my AAoA down some, but I think it will be for the better overall.

Mega Contributor
Posts: 18,477
Registered: ‎03-19-2007

Re: Approved - Kay Jewlers

Yes, as long as you are not seduced by the new line of credit, and begin builidng balances.

Regular Contributor
Posts: 116
Registered: ‎08-10-2009

Re: Approved - Kay Jewlers


Hello RobertEG,

What do you mean when you say "begin building balances." I was recently approved for a 2000.00 credit with Kay as well. Thanks.


Starting Score: TU 675 EX 643
Current Score: TU 702 EX 677
Goal Score: TU 730 EX 730

Take the FICO Fitness Challenge
Established Contributor
Posts: 736
Registered: ‎07-07-2010

Re: Approved - Kay Jewlers

It will help with utilization until you start building balances...  geared towards the op

01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+