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Are the Newer Baddies hurting more ?

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elm84
Contributor
‎05-13-2014 05:30 AM
‎05-13-2014 05:30 AM

Are the Newer Baddies hurting more ?

Should I take care of the newer derogs on my CR first? The Medical and Suntrust (I plan to this week) Cause everything minus the medical is supposed to fall off in 2016 (Early) and then just letting the rest age off?

Gardening what I got til Holiday Season 2014
Hoping for a couple 1k+ cards one day
Capital One Secured 300 | Capital One Platinum 300 | Discover It Secured 200 | First Premier 400 | Finger Hut 500 | Victoria Secret 350 | Express 250 |
Dream Cards | Discover It | Chase Sapphire - Slate - Freedom | Amex Everyday Card

Scores | Starting 09/2013 ~ 574 | Current ~ 600 | Goal ~ 720 |
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guykara
Frequent Contributor
‎05-13-2014 06:42 AM
‎05-13-2014 06:42 AM

Re: Are the Newer Baddies hurting more ?

To my knowledge, yes, they hurt more.


Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
5/25/2014: EX: 628 | EQ: 635 | TU: 623
Current Scores: EX: 670 | EQ: 663 | TU: 681
Goal Scores: 680 across the board

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DaBears
Senior Contributor
‎05-13-2014 07:16 AM
‎05-13-2014 07:16 AM

Re: Are the Newer Baddies hurting more ?

Always take care of the more recent baddies as they hurt your score the most.  FYI, once the baddies do get removed from your credit reports that will be a good time to settle those. Unpaid debt never goes away. 

 

 

DaBears

Credit Scoring 101
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