Reply
Valued Member
Posts: 45
Registered: ‎09-24-2008
0

Are the credit reports on myfico accurate?

Ive been told that these credit reports I have are not accurate and that I need to call the credit burueas to get accurate reports. i thought these reports were real.

Moderator Emeritus
Posts: 7,326
Registered: ‎06-18-2007
0

Re: Are the credit reports on myfico accurate?

They are accurate but like all other 3rd party pulls they do not have some information.
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007

Re: Are the credit reports on myfico accurate?


HappyDays wrote:
They are accurate but like all other 3rd party pulls they do not have some information.

 

And that other information includes inquiries from 13-24 months old, soft inquiries, better address info, longer payment history, and better dates, including a drop off date for TU and EX.
Valued Member
Posts: 45
Registered: ‎09-24-2008
0

Re: Are the credit reports on myfico accurate?

But will they include all my debt that I owe... i pulled all three so just wanted to make sure that I can repair my credit using all 3 of these reports
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Are the credit reports on myfico accurate?


tishmomof2 wrote:
But will they include all my debt that I owe... i pulled all three so just wanted to make sure that I can repair my credit using all 3 of these reports

 

I recommend pulling myFICO reports to see where you are score-wise before starting repair and to also pull all 3 reports directly from the CRAs, mainly for the above named info. You can get all 3 for free via annualcreditreport.com.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.