I have been trying to get Arrow Financial off of my report due to an old First Premier Card. It appears as though they have enlisted NCC to colect the debt. They are still reporting on my credit report. It is unclear whether they sold it to NCC or if they did some sort of sub-contract arrangement. My question is....is this legal? I'm actually confused. Can Arrow continue to report derogatory information on my account? They recently verified the debt, yet I received correspondence from NCC. NCC has not reported anything as yet. Thanks in advance for any ideas/next steps.
