@Anonymous wrote:
@Anonymous wrote:Asked Capital One for any eligible offers via chat on my current no fee QuickSliver MasterCard and they said they do show upgrade to Venture card with no AF as well. Honestly, I have no use for mileage points but I like to keep cash back card. Not sure if it’s worth to upgrade to Venture?
I was really wanting APR reductions as it is 24.99 (v). At least Discover granted me today 0% on purchases for 12 month. Awaiting for Barclay Rewards to respond for any offers on my card.
Your thoughts?
P.S. Happy Holidays!CAMailman
I would not upgrade to the Venture card. I have that and the Platinum card and I use the Platinum card more and like how I get points for both it and the ED card and like the fact that the points are combined. Your best bet would be to check the prequal for the QS Visa; it has a $100 bonus and 0% APR for 9 months. The QS Visa offers similar APRs.
If you check the Cap1 website, it appears that all QS and Venture are now issued as WEMC. 
@Anonymous wrote:
I would not upgrade to the Venture card. I have that and the Platinum card and I use the Platinum card more and like how I get points for both it and the ED card and like the fact that the points are combined. Your best bet would be to check the prequal for the QS Visa; it has a $100 bonus and 0% APR for 9 months. The QS Visa offers similar APRs.
Agreed! I was kinda suprised that I was offered Venture card for not even having Capital One QS for a year. I'll just stick with QS with $6k credit line (but ouch, still at 24.99% v...BUT never let it carry balance enough to worry about high APR although it's nice to have lower APR *JUST IN CASE* 
Gee...I wonder why Capital One no longer have QS Visa? I searched and found none.
Happy Holidays from an VERY exhausted mailman who worked 11 hours daily in the last few weeks 
@Anonymous wrote:
@Anonymous wrote:
I would not upgrade to the Venture card. I have that and the Platinum card and I use the Platinum card more and like how I get points for both it and the ED card and like the fact that the points are combined. Your best bet would be to check the prequal for the QS Visa; it has a $100 bonus and 0% APR for 9 months. The QS Visa offers similar APRs.
Agreed! I was kinda suprised that I was offered Venture card for not even having Capital One QS for a year. I'll just stick with QS with $6k credit line (but ouch, still at 24.99% v...BUT never let it carry balance enough to worry about high APR although it's nice to have lower APR *JUST IN CASE*
Gee...I wonder why Capital One no longer have QS Visa? I searched and found none.
Happy Holidays from an VERY exhausted mailman who worked 11 hours daily in the last few weeks
Happy holidays to you too. Have you checked the Amex Offers? I have the BCP and the interest rate for it is at 13.24% which is good for me. Currently offering 6/3/1 and 0% APR for 12 months. Yes the $95 fee is not great, but you can earn $150 on $1k purchases within 3 months and 10% back on Amazon purchases.
@Anonymous wrote:
@Anonymous. Thanks for the update. Guess I missed the news. Liked having the signature Visa. Oh well, still would take the QS instead of the Venture.
If I would have known they were going to stop offering Visa in the Venture/Quicksilver, I would have rolled the dice on one a couple of months ago. I was planning on apping for the Venture sometime next year, then PC it to the QS down the road. I did want the Visa Signature version, but will go the WEMC version instead. I don't have anything against WEMC, it's just that I already have one and kinda wanted the VS for Costco. Will someday be closing my NFL Extra Points Visa...they threw a wrench into my dream wallet. 
@Anonymous wrote:Happy holidays to you too. Have you checked the Amex Offers? I have the BCP and the interest rate for it is at 13.24% which is good for me. Currently offering 6/3/1 and 0% APR for 12 months. Yes the $95 fee is not great, but you can earn $150 on $1k purchases within 3 months and 10% back on Amazon purchases.
Thanks. I wouldn't touch AmEx till my 5 year post-BK (3 1/2 years to go). I am authorized user on my lovely wife's AmEx BCE which currently has 0% for 15 months which will expire May 23, 2017 then it will be 20.24% v (ouch) and plan to ask AmEx to lower APR once 0% promo expires! When she got the card we got 10k points after spending certain amount in 3 months. We now have 31k points
Right now, we don't plan to apply for *ANY* cards till after my 2 year post DC this upcoming June to get mortgage, hopefully!