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A few months ago I had disputed 2 charged off accounts listed as Cap1 on my reports, not realizing they were chargeoffs from HSBC....in my defense they are old accounts (reporting 0 bal) and I'd had a beer or two -- do NOT mix disputes and alcohol haha. It didn't even dawn on me that the HSB had switched over haha.
Anyhow.....I just sent in requests to remove the dispute comments from the 2 HSBC accounts.
Wonder what, if anything, this will do to my Ficos....
I had a HBSC removed in a day don't think they have the staff right now in transition to investigate....and NO DRAPPING either ha ha
@awdsmama wrote:A few months ago I had disputed 2 charged off accounts listed as Cap1 on my reports, not realizing they were chargeoffs from HSBC....in my defense they are old accounts (reporting 0 bal) and I'd had a beer or two -- do NOT mix disputes and alcohol haha. It didn't even dawn on me that the HSB had switched over haha.
Anyhow.....I just sent in requests to remove the dispute comments from the 2 HSBC accounts.
Wonder what, if anything, this will do to my Ficos....
I know better now, no drapping for sure!
@awdsmama wrote:A few months ago I had disputed 2 charged off accounts listed as Cap1 on my reports, not realizing they were chargeoffs from HSBC....in my defense they are old accounts (reporting 0 bal) and I'd had a beer or two -- do NOT mix disputes and alcohol haha. It didn't even dawn on me that the HSB had switched over haha.
Anyhow.....I just sent in requests to remove the dispute comments from the 2 HSBC accounts.
Wonder what, if anything, this will do to my Ficos....
Disputes have no affect on your scores!!!!
@DaBears wrote:
@awdsmama wrote:A few months ago I had disputed 2 charged off accounts listed as Cap1 on my reports, not realizing they were chargeoffs from HSBC....in my defense they are old accounts (reporting 0 bal) and I'd had a beer or two -- do NOT mix disputes and alcohol haha. It didn't even dawn on me that the HSB had switched over haha.
Anyhow.....I just sent in requests to remove the dispute comments from the 2 HSBC accounts.
Wonder what, if anything, this will do to my Ficos....
Disputes have no affect on your scores!!!!
oh...I thought I read on here they *could* affect your scores but it depended on the type of account it was.
@awdsmama wrote:I know better now, no drapping for sure!
Lol I have to get back to the garden thirsty
@myjourney wrote:
@awdsmama wrote:I know better now, no drapping for sure!
Lol I have to get back to the garden thirsty
I don't think you go to the garden because you have "the itch" but rather you are a lush ;-) hahahaha!
My scores have never went up or down when disputing a TL.