Asking for APR reduction WHILE rebuilding? (was reading USNews article....)

[Anonymous]

Hi,

I came across an article on USNews "Alost 8 in 10 Cardholders Who Try This Money-Saving Move Are Successful" about asking their bank to reduce their card APR this got m e wondering how bank would do for people like us rebuilding (from Bankruptcy, charge offs, collections, etc...)?

Cheers!

CAMailman

[RonM21]

That's interesting.  I definitely had no knowledge of that.

[Anonymous]

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@Anonymous wrote:

Hi,

I came across an article on USNews "Alost 8 in 10 Cardholders Who Try This Money-Saving Move Are Successful" about asking their bank to reduce their card APR this got m e wondering how bank would do for people like us rebuilding (from Bankruptcy, charge offs, collections, etc...)?

Cheers!

CAMailman

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I called Barclays and got my interest rate reduced by 2 points (not that I needed it, PIF that card), and a CLI from $1400 to $1930.