Credit Card Center Advertiser Disclosure

Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0 Kudos

Aspire GW worked

[ Edited ]
DW had Aspire (Columbus B&T) on her report since opening it in 2005/2006. It was never CO'd, but she did have two 120+ days late, one 60 day, and two 30 days on this paid, closed account. Since beginning repair, I sent no fewer than a dozen GWs to remove the lates. They sent 3 responses in the past saying there was nothing they could do as it wasn't cause by their "error".
So I pulled her TC today and saw they were off EX and EQ. I ordered the FICO reports to confirm and her EX score increased 19 points and her EQ increased 27 points!! I'm sure TU will follow soon.
Last week I sent 4 GWs to Aspire and this would be the response to one of those 4. One of the GWs was sent to Aspire's president.
Edit to add.....Of the dozens and dozens and dozens of GWs sent, this was our first success story. I would read others' posts and cringe in jealousy. My faith has been restored.
6/27 - 2 days later:
UPDATE!!!! Late is fashionable for TU but DW's updated CR just changed to reflect the deletion of Aspire!! TU FICO up 17 points when comparing 6/25 and 6/27 reports. She's knocking at 700's door.

Message Edited by llecs on 06-25-2008 01:46 PM

Message Edited by llecs on 06-27-2008 11:06 AM
New Member
Posts: 1
Registered: ‎03-27-2008
0 Kudos

Re: Aspire GW worked

Good Work!  I also have a couple of lates that I have been trying to get them to take off.  What address did you send it too?
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0 Kudos

Re: Aspire GW worked

[ Edited ]
Here's what I used:
Aspire Card, P.O. Box 23007, Columbus, GA 31902-3007
CB&T, P.O. Box 105555, Atlanta, GA 30348
Aspire Card, P.O. Box 105341, Atlanta, GA 30348-5341
I also sent the 4th GW to the Pres. at Box 23007 address. PM me if you need his name. Also had e-mailed the GW and have their customer service e-mail address.
The above addresses were found on DW's CR. The 23007 I think was found via a recent FTC document about them. If you check out the Credit in News section in this forum you'll find a BBB link with more info on them. Their days are numbered.
Good luck.

Message Edited by llecs on 06-25-2008 02:34 PM

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.