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Frequent Contributor
Posts: 365
Registered: ‎07-16-2008

Asset Acceptance Validates a different account...

I sent a DV to Asset Acceptance on August 15.

On September 4, 2008 I received what appears to be validation of an old account (out of SOL and CRTP)

I just received another validation for different account with Asset Acceptance. I did not ask for this validation. This letter does not contain the Last Transaction Date line like the first one. 

 

Has anyone ever had this happen: request a debt to be validated and they send you validation for other debts too? 

Epic Contributor
Posts: 20,542
Registered: ‎03-19-2007
0

Re: Asset Acceptance Validates a different account...

Dont respond to it.  It was not subject of your DV, and they might try to use it against you.

 

Frequent Contributor
Posts: 365
Registered: ‎07-16-2008
0

Re: Asset Acceptance Validates a different account...

Into the file it goes. Thanks RobertEG
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Asset Acceptance Validates a different account...

Is this other account past your state's SOL and CRTP too? If yes, blow them off!
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Frequent Contributor
Posts: 365
Registered: ‎07-16-2008
0

Re: Asset Acceptance Validates a different account...

Both are long gone - I DV'd primarly to stop the phone calls which occured regularly up to that point. One is from 1998, the other didn't have a date on the DV response.
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: Asset Acceptance Validates a different account...

I continue to receive letters from JDBs a few times a year, I just throw them away. They never call me but if they do, I'll send them a FOAD letter knowing I'm past my state's SOL and CRTPs.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
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