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Asset Acceptance deleted!!

Regular Contributor

Asset Acceptance deleted!!

I just checked my TU CR and Asset Acceptance is no longer on there.  I paid a settlement several months ago that I tried to get them to PFD, but they refused.  They did agree to update it as a paid collection, not as paid for less than the original balance which they did.  I sent them a GW several months ago and called a few times, but they still refused.  I decided to wait a few months before trying it again, and I was pleasantly surprised when I checked today.  Woo hoo!

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board
Message 1 of 6
5 REPLIES
Regular Contributor

Re: Asset Acceptance deleted!!

Persistence pays off ... Kudos to you! Smiley Very Happy


Starting Score 4/15/2012:579 Ex-FAKO, 572 Eq-FAKO, 546 TU-FAKO (all were sub-500 in 2011)
FICO as of 3/08/2013: 627 EQ, 647 TU
FAKO as of 3/23/2013: 638 EX, 652 EQ, 648 TU
Goal 1: 600 FICO achieved 10/2012!, Goal 2: 650 FICO Across the Board - Let's take Baby-Steps!
**Amex Optima $1.3k, GE/CareCredit $1k, CapOne Secured $900, Barclaycard Rewards $500, CapOne Rewards $500, Citi/Shell $200**
Seedling Garden Club Member - Last App: 03/18/2013 - Goal: No apps for One Year: 3/18/2014
Message 2 of 6
Frequent Contributor

Re: Asset Acceptance deleted!!

Does the original creditor still show on your report?

Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 3 of 6
Regular Contributor

Re: Asset Acceptance deleted!!

No, I believe this was for a T-Mobile account that I had and they had not been reporting on my credit report in quite a while. 

Starting Scores TU 7/30/09 FICO 493 EQ 9/5/10 FICO 477 EX 11/14/2011 (lender pull) 575
Current Scores TU 5/31/2014 FICO 671 EQ 7/5/14 FICO 667 EX 5/31/2014 658 FICO
Goal Scores 700 across the board
Message 4 of 6
Frequent Contributor

Re: Asset Acceptance deleted!!

Wow. I wish the same for me! My O.C shows a zero balance and says it was sold to another lender. From there Asset Acceptance reports from the same debt! Might be able to get AA to delete but it looks like the OC will still be there Smiley Sad(((


Starting Score: 530 (EQ) 03-2012
Current Score: 678 (TU) myFico 04-2013, 649 (EQ myFico
Goal Score: 720+

Wallet: Wells Fargo Secured- 400 CL, Capital One Secured- 250 CL, Credit One Unsecured- 300 CL
Message 5 of 6
New Contributor

Re: Asset Acceptance deleted!!

persistence has paid off - great job!

Message 6 of 6