No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Question for those who have dealt with this company. I filed a complaint to the BBB regarding them reporting as a factoring company and reporting 120 day lates on my husband's credit report. They have replied back twice stating they are reporting correctly. Does anyone have any advise on what I should do at this point? This was for a CC that was charged off by First Premier. We settled with asset.
File FTC and State AG.
What does this entail are they wrong for noting the account as 120 days past due and as a factoring account?
@lee09 wrote:Question for those who have dealt with this company. I filed a complaint to the BBB regarding them reporting as a factoring company and reporting 120 day lates on my husband's credit report. They have replied back twice stating they are reporting correctly. Does anyone have any advise on what I should do at this point? This was for a CC that was charged off by First Premier. We settled with asset.
Unfortunately, there is nothing illegal by them listing themselves as a Factoring Company, They are still seen as a collection agency. I would file the complaint if they are listing lates. Where was the CR pull from?
@chevyman wrote:
So a CA cannot report late or delinquent payments
No, a CA cannot report lates.I would pull your credit reports from the CRA's. 3rd party credit reports sometimes have inaccurate info on them.