Authorized User - Does it not count towards Utilization for FICO

[Anonymous]

After looking through my 3B Report, I hovered over my utilization and it stated that Authourized User Utilization does not count towards FICO Utilization.  Can anybody confirm this?  Is this a FICO 8 thing?

[CH-7-Mission-Accomplished]

Where are you getting your scores and reports?

AU accounts do count -- just ask anybody who has a relative who made them an AU and is now carrying a 90% balance.  The AU's scores take a huge hit.

[Anonymous]

I'm getting scores through my MYFICO Subscription.  When I go to the Amount of Debt Rating & Details link it states that I'm using 0 percent of my Revolving Utilization balances to my revolving credit limits.  I'm an authorized user on my Mother's Discover card that carried a $3100 balance on a $14,000 account last month.  I have my own Cap One Platinum and Secured Card Accounts that carried a 0 balance last month.  And when I hover over the question mark next to the Revolving Utilization Percentage column it indicates that "Authorized User accounts aren't considered in the calculation of this attribute"

[CH-7-Mission-Accomplished]

I'm not sure why it's saying that, unless just that report is not counting it?

http://www.creditsesame.com/blog/authorized-user-affect-credit-score/

[Anonymous]

I'll keep a look at it next month and see if anything changes.  I'll leave a small balance before the statement cuts.  Thank You for your help.  

[Anonymous]

They are counting for me and I have a few