Im sorry if this in the wrong place so mods feel free to move to the correct section if it is.
I have absolutely no credit with a couple collections on my reports so Im trying to build credit. My husband just has plain old bad credit and is trying to rebuild. I was denied a Capital One secured card but got approved for a SDFCU account and will be applying for their secured card here soon. My husband got denied for SDFCU account due to something on his Chexsystems report but got approved for a Capital One secured card. My question is.....is it possible to add each other as authorized users on a secured card or is that on unsecured cards only? We just figure 2 revolving account timelines are better than 1 and we dont have to worry about another HP on either account (mainly his) just to possibly get denied.