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Authorized User - This still work?

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turts14
Regular Contributor

Authorized User - This still work?

I have a friend who has offered to add me to one of his accounts as an authorized user.  The account is in good standing and has a very long payment history. I have read this will not report on my credit but have also read that it will and just wanted to clarify...

 

Thank you 

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Shogun
Moderator Emeritus

Re: Authorized User - This still work?

Yes, they still show on your CR.  Some scoring models and internal scoring models might disregard AUs however. 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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