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There's a difference between being an authorized user and a joint owner.
If you're a joint owner, then you are responsible for the debt.
If you're an AU, then you can ask to be removed from the account, and it should no longer report.
That was quick! Thank you. Any idea on how long it should take to stop showing up on the report?
A few days after the next billing cycle if its already past this month. Provided its not a joint but an AU a/c which is what it seems like it is since you are not aware of the card. Youve got to check on that.
ETA: The next billing OR reporting cycle depending upon the bank. It might also take two cycles.