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I received my capital one secured card last week, and my wife accepted 2 offers from Merrick for a $500 cl, and a $300 from Credit One. We're both rebuilding credit, so would it help our scores to add each other as authorized users on each other's cards? We're looking to buy a car soon, so I'm trying to pretty up our scores and accounts as much as possible as fast as possible, I'm just not sure if it would put too much of a hit on AAoA. I have a medical judgement that I'm paying on, and our car that we just finished paying off with 37 perfect payments.
@meeklo062704 wrote:I received my capital one secured card last week, and my wife accepted 2 offers from Merrick for a $500 cl, and a $300 from Credit One. We're both rebuilding credit, so would it help our scores to add each other as authorized users on each other's cards? We're looking to buy a car soon, so I'm trying to pretty up our scores and accounts as much as possible as fast as possible, I'm just not sure if it would put too much of a hit on AAoA. I have a medical judgement that I'm paying on, and our car that we just finished paying off with 37 perfect payments.
My husband just started to build credit since his file was thin, i added him to my secured cap one card and two others walmart and victoria secrets and to my surprise I just checked his score and its a whopping 722 it shows he has 4 accounts in good standing, the three that he his a authorized user on and 1 that i got opened for him through cap one.....I planning on being a AU on his cap one card, that way we'll be AUs on all our cards. hope this helps.