I've been rebuilding my credit by getting my utilization down on cc. One credit card discover which carried a high balance I was listed as an authorized user so I called to have them remove me from the account but it's still showing on my credit report with the high balance and in my utilization %. But it was last reported in Sept 2013, therefore it's still showing the balance at the time I was listed on it. How can I get this off my credit report totally.
Chapter 7 Discharged June 2015
Trying to rebuild