There is no prepayment penalty. "Avant does not charge origination fees on unsecured loans and there is no prepayment penalty. " "Loans through Avant.com are fully amortizing, which means that when customers make the payments outlined in their original loan terms, their balance will be $0 after their final payment."
Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14
Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,
First Time Home Buyer in 2yrs