Average Age

[CostantinoA]

When the average age of account is figured, does it include all accounts or just credit cards?

[Anonymous]

It includes every tradeline (credit cards, mortgage, car loan, student loans etc) no matter if they're open or closed, listed on your credit report 

[CostantinoA]

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@Anonymous wrote:

It includes every tradeline (credit cards, mortgage, car loan, student loans etc) no matter if they're open or closed, listed on your credit report 

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Including Collection accounts?

[Anonymous]

Any account that's on your credit report is figured into AAoA.  Unless it is removed or closed for 10 years and falls off, it's on there, so it counts.

[Anonymous]

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@CostantinoA wrote:

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@Anonymous wrote:

It includes every tradeline (credit cards, mortgage, car loan, student loans etc) no matter if they're open or closed, listed on your credit report 

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Including Collection accounts?

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No, collection accounts are not included.