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Frequent Contributor
mister-endowed
Posts: 484
Registered: ‎09-22-2013

BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

So this morning I called BOA to inquire about the multiple lates that were still remaining on my credit report. The not-so-nice lady told me she will put in a request so they can review my account and it will take 7-9 business days to be completed! This evening I recieved an alert and bam!!!!! I checked it was BOA and the multiple lates ranging from 30-180days were ALL DELETED AND REPLACED WITH OK!!!! I almost fell off my chair.... now I can say I am officially negative free yayyyy!!!! that said - this is the end of the rebuilding journey for me and tending to my surviving open account. I will still be hanging around here tho... Thank so much to this forum, for the insight and wealth of knowledge herein... I am ever grateful to y'all

Macy's Furniture $6400| Macy's Jewelry $5600| Macy's AMEX $3000| Macy's Store $1000| Discover It $1500| Citi AAdvantage $2000| Barclay Arrival $1000| SYNCB/Sony Card $1500| TD Easy Rewards $1000| Capital One Quicksilver $1500| Chase Freedom $500|

Starting Score: 490
Current Score: EQ 728 (663 as of 07/04/14) EX 721 TU 735
Goal Score: 780

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Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

Congrats!

 

I recently had success with them removing a 30 day late from my mortgage back from 2012. They have been pretty nice lately!

 

Negative free is a great feeling, isnt it? 




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Frequent Contributor
mister-endowed
Posts: 484
Registered: ‎09-22-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


azguy13 wrote:

Congrats!

 

I recently had success with them removing a 30 day late from my mortgage back from 2012. They have been pretty nice lately!

 

Negative free is a great feeling, isnt it? 


HELL YEAHHHH it feels so good for once in my lifetime, I am free of negatives.... pretty sure my sigh of relief could be heard miles away lol. I never thought it was gonna be this easy with them but then again they kinda gave me the run around. I just wish they can extend this simple goodness to the rest of their customers who really need it

Macy's Furniture $6400| Macy's Jewelry $5600| Macy's AMEX $3000| Macy's Store $1000| Discover It $1500| Citi AAdvantage $2000| Barclay Arrival $1000| SYNCB/Sony Card $1500| TD Easy Rewards $1000| Capital One Quicksilver $1500| Chase Freedom $500|

Starting Score: 490
Current Score: EQ 728 (663 as of 07/04/14) EX 721 TU 735
Goal Score: 780

Take the myFICO Fitness Challenge
Valued Contributor
BigBS
Posts: 2,152
Registered: ‎02-18-2014

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

Good for you!  Congrats.


AMEX BCP - $34.5K | AMEX Delta SkyMiles Gold - $10.4K | AMEX Platinum - NPSL | BofA Better Balance Rewards VISA - $15K | BofA Merrill Lynch + VS - $15K | Barclaycard Arrival WMC - $17.5K | Chase freedom VS - $5.5K | Citi TY Pref WMC - $21.9K | Coldwater Creek MC - $15K | DISCOVER it - $11.5K | FIA AMEX - $16K | GECRB/HH Gregg - $10K | LMCU Prime Platinum VISA - $10K | NFCU cashRewards VS - $30K | NFM (Store Card) - $6K | PFCU Platinum CRV+ (Chip & Pin) - $39K | US Bank Cash+ - $16.5K | US Bank Cash+ - $12.5K | USAA WMC - $20.3K | Vitacost MC - $15K Last HP 12 Jun 14 - Gardening into 2015.
Frequent Contributor
mister-endowed
Posts: 484
Registered: ‎09-22-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

thank you^ :smileyhappy:

Macy's Furniture $6400| Macy's Jewelry $5600| Macy's AMEX $3000| Macy's Store $1000| Discover It $1500| Citi AAdvantage $2000| Barclay Arrival $1000| SYNCB/Sony Card $1500| TD Easy Rewards $1000| Capital One Quicksilver $1500| Chase Freedom $500|

Starting Score: 490
Current Score: EQ 728 (663 as of 07/04/14) EX 721 TU 735
Goal Score: 780

Take the myFICO Fitness Challenge
Contributor
polno1234
Posts: 231
Registered: ‎03-22-2014

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

congrats now get out of this forum and go talk to the big boys :smileyhappy:

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Community Leader
Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


polno1234 wrote:

congrats now get out of this forum and go talk to the big boys :smileyhappy:


I dont get it




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

I think they meant that now that the OP is baddie free, they can apply with prime lenders.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Community Leader
Valued Contributor
azguy13
Posts: 5,375
Registered: ‎04-30-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


Shogun wrote:

I think they meant that now that the OP is baddie free, they can apply with prime lenders.


Ahhhhh

 

Yes, I do believe Amex is calling your name, lol. 

 

Honestly, my favorite card is my CSP followed by Discover and then Amex




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Frequent Contributor
mister-endowed
Posts: 484
Registered: ‎09-22-2013

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


polno1234 wrote:

congrats now get out of this forum and go talk to the big boys :smileyhappy:


lol nahhh im stuck on this forum like a leech. I'll give it some extra time before checking 'em out but sadly AMEX doesn't fit in the picture. They say I owe them a balance which I don't wanna pay it cos the charges weren't mine. Not sure they will ever approve me for any other product with that balance still outstanding ($620)... So for now I just stay be eyeing Chase and/or Discover lol

Macy's Furniture $6400| Macy's Jewelry $5600| Macy's AMEX $3000| Macy's Store $1000| Discover It $1500| Citi AAdvantage $2000| Barclay Arrival $1000| SYNCB/Sony Card $1500| TD Easy Rewards $1000| Capital One Quicksilver $1500| Chase Freedom $500|

Starting Score: 490
Current Score: EQ 728 (663 as of 07/04/14) EX 721 TU 735
Goal Score: 780

Take the myFICO Fitness Challenge

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