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BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

Valued Contributor

BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

So this morning I called BOA to inquire about the multiple lates that were still remaining on my credit report. The not-so-nice lady told me she will put in a request so they can review my account and it will take 7-9 business days to be completed! This evening I recieved an alert and bam!!!!! I checked it was BOA and the multiple lates ranging from 30-180days were ALL DELETED AND REPLACED WITH OK!!!! I almost fell off my chair.... now I can say I am officially negative free yayyyy!!!! that said - this is the end of the rebuilding journey for me and tending to my surviving open account. I will still be hanging around here tho... Thank so much to this forum, for the insight and wealth of knowledge herein... I am ever grateful to y'all

Macy's AMEX $41,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 1 of 32
31 REPLIES
Senior Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

Congrats!

 

I recently had success with them removing a 30 day late from my mortgage back from 2012. They have been pretty nice lately!

 

Negative free is a great feeling, isnt it? 

Message 2 of 32
Valued Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


azguy13 wrote:

Congrats!

 

I recently had success with them removing a 30 day late from my mortgage back from 2012. They have been pretty nice lately!

 

Negative free is a great feeling, isnt it? 


HELL YEAHHHH it feels so good for once in my lifetime, I am free of negatives.... pretty sure my sigh of relief could be heard miles away lol. I never thought it was gonna be this easy with them but then again they kinda gave me the run around. I just wish they can extend this simple goodness to the rest of their customers who really need it

Macy's AMEX $41,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 3 of 32
Valued Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

Good for you!  Congrats.

AMEX (BCP - $25K, Platinum - NPSL, SCP Bus - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, MRP Bus - $15K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Message 4 of 32
Valued Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

thank you^ Smiley Happy

Macy's AMEX $41,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 5 of 32
Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

congrats now get out of this forum and go talk to the big boys Smiley Happy

Current MERRICK SECURED-$200 EMBLEM MC-$250 EXPRESS NEXT-$350
In the garden till 10/9/14
Fico 8 start 02/15/13 488
Current TU Fico 8 641, EX 734 EQ 740
Goal 650 by 02/15/15
Message 6 of 32
Senior Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


polno1234 wrote:

congrats now get out of this forum and go talk to the big boys Smiley Happy


I dont get it

Message 7 of 32
Moderator Emeritus

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO

I think they meant that now that the OP is baddie free, they can apply with prime lenders.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 32
Senior Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


Shogun wrote:

I think they meant that now that the OP is baddie free, they can apply with prime lenders.


Ahhhhh

 

Yes, I do believe Amex is calling your name, lol. 

 

Honestly, my favorite card is my CSP followed by Discover and then Amex

Message 9 of 32
Valued Contributor

Re: BANK OF AMERICA VICTORY AT LAST!!!!!!! WOOHOOO


polno1234 wrote:

congrats now get out of this forum and go talk to the big boys Smiley Happy


lol nahhh im stuck on this forum like a leech. I'll give it some extra time before checking 'em out but sadly AMEX doesn't fit in the picture. They say I owe them a balance which I don't wanna pay it cos the charges weren't mine. Not sure they will ever approve me for any other product with that balance still outstanding ($620)... So for now I just stay be eyeing Chase and/or Discover lol

Macy's AMEX $41,000| Citi $13,000| CapOne $18,000| Chase $25,000| SYNCB $53,000| Fidelity $7800| Discover $3,000| NASA FCU $3,500| BestBuy $5,100| Barclay $4,400| TD Bank $1,000|

Starting Score: 490
Current Score: EQ 728 (681 as of 07/30/14) EX 721 TU 735 (669 as of 07/30/14)
Goal Score: 780

Take the myFICO Fitness Challenge
Message 10 of 32