I have LVNV funding on my reports. They list the account as CLOSED . There is still another 9 months left on the SOL in my state, but according to the "governing law" in the credit card agreement with the OC, the SOL has expired. Seeing as how they have it listed as closed, is it safe to poke at them? I see others having sucess with the BBB. Like others I was not sent a dunning notice, they did not validate, and they are changing the amound owed (increasing and decreasing it) every so often, even though I havn't made any payments.
What does it mean when they list the account as closed? It was previously listed as open. Did they sell it? Give up on me?
As a side note, they had this listed as open 9/11 like many others I see posted. They must have purchased a massive lot at that time.