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AMEN . THEY ARE A BUNCH OF CR--KS. STAY AWAY. STAY AWAY. STAY AWAY.
You would be so much better to try to get a starter loan from a local CU even if it is not for the full amount. I know where I am there is one that has a rebuilding credit signature loan that is to prevent people from falling into the payday loan trap. Look around... There are options available. Good Luck!!
@Anonymous wrote:I just received a pre approval for a $2500 loan in the mail. It's funny since I applied else where and I received this from American web loan . I'm trying to consolidate my debt so I go online to check out this offer . Congratulations your approved for $2500 ok, just what I need . I'm not one to just click accept without reading the fine print . The old me would have just accepted it , not anymore you get in a lot of trouble that way . So anyways I did not accept the loan . Here's why the finance charge is outrageous 10643.30 Apr 480.69 total payments 13143.30 I think that's crazy for a 2500 loan .Now they keep sending me emails to accept. It's nice to be approved but I think I'll wait for a better offer to come along .
Good call, OP. Thanks for warning the community.
Here's another offer like this I received from a mailer, for a 'line of credit'. Absolutely terrible terms.
Dude where do I find loan sharks li dat. I want to try.
So I see that everyone has something negative about this company. We can all agree that their practices are predatory and unethical and barely flying under the radar for being legal. Whats the worst man, if it could be worse, is I was trying to finance a rehab for substance abuse and the link from their website brought me to them. Like I was tryin to get some help and here's these guys ready to take advantage. 484%?? That's definitely illegal, even as a fee instead of an interst rate, but they're on an Indian reservation so they can do what they like. I mean good for them I guess, good hussle, but from a rehab website?