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BMW Financial

New Contributor

BMW Financial

I was fortunate enough to be able to pay out of a five year chapter 13 plan in 22 months. Ten months after discharge BMW Financial approved me for financing on a CPO vehivle at 0.9%. It can be done!

No Apps since February 2016
Chapter 13: April 2013 (Discharged March 2015) EQ FICO 591
Current FICO Scores June 2016: EQ 729 TU 737 EX 715
Goal Score: 740 Across the Board
Take the myFICO Fitness Challenge
Message 1 of 4
3 REPLIES
Frequent Contributor

Re: BMW Financial

Nice, congrats! What kinda BMW??


Starting Scores 2/2/16 EX: N/A EQ: 586 TU: 597 | As of 5/3/16 EX: 682 EQ: 681 TU: 672
Message 2 of 4
New Contributor

Re: BMW Financial

I spoiled myself. Got a GREAT price from a dealer that wanted to get rid of a 2012 740Li. Ended costing a little more than the minivan I was looking at.

No Apps since February 2016
Chapter 13: April 2013 (Discharged March 2015) EQ FICO 591
Current FICO Scores June 2016: EQ 729 TU 737 EX 715
Goal Score: 740 Across the Board
Take the myFICO Fitness Challenge
Message 3 of 4
Highlighted
New Visitor

Re: BMW Financial

How did you manage to get out of a chapter 13 early? I thought they didn't allow early pay offs since they'd think if you have money to pay off early then that's considered other income that should go to creditors. Can you provide any insight? Thanks!

Message 4 of 4