I was fortunate enough to be able to pay out of a five year chapter 13 plan in 22 months. Ten months after discharge BMW Financial approved me for financing on a CPO vehivle at 0.9%. It can be done!
I spoiled myself. Got a GREAT price from a dealer that wanted to get rid of a 2012 740Li. Ended costing a little more than the minivan I was looking at.
How did you manage to get out of a chapter 13 early? I thought they didn't allow early pay offs since they'd think if you have money to pay off early then that's considered other income that should go to creditors. Can you provide any insight? Thanks!