Rebuilding Your Credit

[creditchief]

Just lost 12points by paying too much on my cc. I was at 1% util and I went to 0% t.u. fico was 739 now 727. I slipped trying to tweek my scores before I loose my last baddies. I have less than 2months to loose all remaining baddies(bk, and accs.). I'm hoping for a great success story. So beware rebuilders of my mistake.

[llecs]

Buy a pack of gum and let the balance hit the statement, then your scores will rebound. You are doing great!

[CS800]

Shoot, I just paid down one of my cap one card from 90% util to 0%. I better go charge a pack of gum on that sucker.

My other Cap one card also just got PIF from 5% util to 0%

[Datx]

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?

[CS800]

It's Friday, good excuse for me to charge one martini on the card. (at $8 a piece)

[laz98]

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MyCreditStinks wrote:

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?

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yeah, i sure would!  i don't pay cash for anything except the bus.