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BUMMER!!!!!

Regular Contributor

BUMMER!!!!!

Just lost 12points by paying too much on my cc. I was at 1% util and I went to 0% t.u. fico was 739 now 727. I slipped trying to tweek my scores before I loose my last baddies. I have less than 2months to loose all remaining baddies(bk, and accs.). I'm hoping for a great success story. So beware rebuilders of my mistake.

Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


Take the FICO Fitness Challenge
Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: BUMMER!!!!!

Buy a pack of gum and let the balance hit the statement, then your scores will rebound. You are doing great!

Message 2 of 7
Super Contributor

Re: BUMMER!!!!!

Shoot, I just paid down one of my cap one card from 90% util to 0%. I better go charge a pack of gum on that sucker.

 

My other Cap one card also just got PIF from 5% util to 0%

 

 

 




Message 3 of 7
Regular Contributor

Re: BUMMER!!!!!

 

Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


Take the FICO Fitness Challenge
Message 4 of 7
Valued Contributor

Re: BUMMER!!!!!

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?

CH7 Discharged: 4-14-16
Rebuilding in Progress.....
May 2016 - EX: 594, TU: 582, EQ: 619
July 2016 - EX: 629, TU: 600, EQ: 622
Message 5 of 7
Super Contributor

Re: BUMMER!!!!!

It's Friday, good excuse for me to charge one martini on the card. (at $8 a piece)




Message 6 of 7
Highlighted
Senior Contributor

Re: BUMMER!!!!!


MyCreditStinks wrote:

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?


 

yeah, i sure would!  i don't pay cash for anything except the bus.

 

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 7 of 7