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Regular Contributor
creditchief
Posts: 181
Registered: ‎07-24-2007
0

BUMMER!!!!!

Just lost 12points by paying too much on my cc. I was at 1% util and I went to 0% t.u. fico was 739 now 727. I slipped trying to tweek my scores before I loose my last baddies. I have less than 2months to loose all remaining baddies(bk, and accs.). I'm hoping for a great success story. So beware rebuilders of my mistake.

Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


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Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: BUMMER!!!!!

Buy a pack of gum and let the balance hit the statement, then your scores will rebound. You are doing great!

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: BUMMER!!!!!

Shoot, I just paid down one of my cap one card from 90% util to 0%. I better go charge a pack of gum on that sucker.

 

My other Cap one card also just got PIF from 5% util to 0%

 

 

 




Regular Contributor
creditchief
Posts: 181
Registered: ‎07-24-2007
0

Re: BUMMER!!!!!

 

Starting Score: 550-tu 550-eq
Current Score: 745-tu 777-eq (ex-736 lo)
Goal Score: 800-tu 800-eq


Take the FICO Fitness Challenge
Valued Contributor
Datx
Posts: 1,051
Registered: ‎05-20-2010
0

Re: BUMMER!!!!!

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?

TU: 603 – EQ: 569 – EX: N/A – May 2010

Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: BUMMER!!!!!

It's Friday, good excuse for me to charge one martini on the card. (at $8 a piece)




Community Leader
Senior Contributor
laz98
Posts: 4,302
Registered: ‎09-06-2008
0

Re: BUMMER!!!!!


MyCreditStinks wrote:

Do you guys really charge a pack of gum on a credit card? I would buy maybe a drink or two. I don't feel right charging a pack of gum on a credit card. I can see the cashier saying...forrealz?


 

yeah, i sure would!  i don't pay cash for anything except the bus.

 

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 716. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.

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