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BUZZKILL!! FICO over FAKO anyway...

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signguy17
Frequent Contributor

BUZZKILL!! FICO over FAKO anyway...

Bought a new car (to us 2010 Explorer) for our 36th Anniversary.  Worked hard and had $5k to put down and we worked hard on our credit too and got my score enough that we got an auto loan @ 6.5% (not excellant but better than the 28% we paid on our last car at the Buy Here/Pay Here lot).  Took it for a nice ride in it with our g'kids last weekend and enjoyed ourselves.  Life is good!

 

Just got the SW alert.  Logged in.  POW!!  EQ 7 point loss!  2 weeks ago I had a 10 point bump in the affirmative and I got no SW alert.  I had to buy my report so I could check my score before we got it financed (for my own information).  But even worse my FAKO EQ went down 18 points.

 

You know what.....I don't care.  I'm going to make double payments and have this gone in no time.  I'm going to enjoy our newest car in 25 years and I don't need FICO, FAKO, or JOEY BUTTAFUCO to judge me.  It's all a racket anyway!

 

And that's all I have to say about that!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 1 of 5
4 REPLIES 4
Jon85
Frequent Contributor

Re: BUZZKILL!! FICO over FAKO anyway...

Don't even worry about it! It'll work itself out if you just stick to what you've been doing!

Just enjoy the new car!!!!! Hope you enjoy it safely and in good health, congrats!!

Message 2 of 5
signguy17
Frequent Contributor

Re: BUZZKILL!! FICO over FAKO anyway...

Thanks Jon.......it's not the destination that matters it's the ride!


Starting Score:
11/11/12 BEGIN REBUILD myFICO 584

11/11/13 ONE YEAR ANNIVERSARY!! myFICO 705
Message 3 of 5
guiness56
Epic Contributor

Re: BUZZKILL!! FICO over FAKO anyway...

Message 4 of 5
Shogun
Moderator Emeritus

Re: BUZZKILL!! FICO over FAKO anyway...

Congrats on the new ride!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 5
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