We had to pay off Jefferson Capital before we would be able to buy/close our house. I sent Jefferson Capital a letter via certified mail on Oct, 1st as well as faxed it, demanding they remove the trade line from all credit bureaus due to the FTC lawsuit. Today, we received our hardcopy letter from them. The letter is dated Oct, 8th stating they are notifying all credit bureaus to delete the trade line! I absolutely love it especially after my husband called them at first to try and take care of it and the woman he spoke to was very rude, loud and demanding that he pay her over the phone with a check! We would have never paid her over the phone with our own personal check anyways but we were trying to be nice and take care of it but now they don't get a penny of our money!!!!! I wonder if she would be so demanding, loud and rude now?? lol I'm so glad to be done with them! We are closing on our house Monday!! 
Congratulations on the house!
Thank you!!! So excited!
Hmm,, I feel a happy dance coming on!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Haha! I'm not sure if I'm happier about us actually getting a house or that I actually beat these rude, bullying people!! It's probably a tie!
Congrats on the delete and the house!
Starting Score: EQ 717 EX 724 TU 736
