10-13-2012 02:50 PM
We had to pay off Jefferson Capital before we would be able to buy/close our house. I sent Jefferson Capital a letter via certified mail on Oct, 1st as well as faxed it, demanding they remove the trade line from all credit bureaus due to the FTC lawsuit. Today, we received our hardcopy letter from them. The letter is dated Oct, 8th stating they are notifying all credit bureaus to delete the trade line! I absolutely love it especially after my husband called them at first to try and take care of it and the woman he spoke to was very rude, loud and demanding that he pay her over the phone with a check! We would have never paid her over the phone with our own personal check anyways but we were trying to be nice and take care of it but now they don't get a penny of our money!!!!! I wonder if she would be so demanding, loud and rude now?? lol I'm so glad to be done with them! We are closing on our house Monday!!
10-13-2012 03:49 PM
Hmm,, I feel a happy dance coming on!
10-13-2012 04:27 PM
I had one lady demand I pay over there phone right then too, she said she'd will call back in an hour and I need to be ready to pay and that this was very serious. Hahaha I just lauhged at her, this lady was a real piece of work.
10-14-2012 05:00 PM
How did you determine that you were under that ruling?
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.