We had to pay off Jefferson Capital before we would be able to buy/close our house. I sent Jefferson Capital a letter via certified mail on Oct, 1st as well as faxed it, demanding they remove the trade line from all credit bureaus due to the FTC lawsuit. Today, we received our hardcopy letter from them. The letter is dated Oct, 8th stating they are notifying all credit bureaus to delete the trade line! I absolutely love it especially after my husband called them at first to try and take care of it and the woman he spoke to was very rude, loud and demanding that he pay her over the phone with a check! We would have never paid her over the phone with our own personal check anyways but we were trying to be nice and take care of it but now they don't get a penny of our money!!!!! I wonder if she would be so demanding, loud and rude now?? lol I'm so glad to be done with them! We are closing on our house Monday!! 
Hmm,, I feel a happy dance coming on!
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Current Score: EQ FICO 819, TU08 778, EX "Who Knows?" Quizzle 756
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